EUGENE A. LUDWIG

"Lessons Gleaned from A Year Full of Upheaval", by American Banker, Dec 21, 2007.

"People Primed to Put Deposits in Banks", by American Banker, September 21, 2007.

"The Credit Correction's Impact on Banks", by American Banker, August 17, 2007.

“Internal Auditing: Lots Of Room for Upgrades” – American Banker, July 20, 2007.

“Building a Top-Tier Compliance System” – American Banker, June 15, 2007.

“It's Imperative: Find Value in Data Flood” – American Banker, May 18, 2007.

“Long-Term Benefits of Tighter Standards” – American Banker, April 20, 2007.

“Ending Obsession with Quarterly Profits” – American Banker, March 16, 2007.

“Enforcement Disconnect Causes Undue Harm” – American Banker, February 23, 2007

“Can a Structured Portfolio Weather Coming Storm?” – American Banker, January 19, 2007.

“Prepare for Tougher Subprime Standards” – American Banker, December 22, 2006.

“Weak Risk Reports: Top Execs Must Act” – American Banker, November 17, 2006.

“The Value of Enterprise Risk Management” – American Banker, October 20, 2006.

“How to Minimize Risk Of Tail-Event Damage” – American Banker, September 29 , 2006.

“Room to Improve Terror Financing Rules” – American Banker, September 22 , 2006.

“Elements of Basel II That Debate Won’t Alter” – American Banker, August 18 , 2006.

“Focusing on Quarterly Data an Unhealthy Habit” – American Banker, July 28 , 2006.

“Risk Transfer, Part II: Hedge Funds’ Role” – American Banker, June 23 , 2006.

“The Coming Storm in Risk Transference” – American Banker, May 19 , 2006.

“Some Easy Ways to Foster A Sales Culture” – American Banker, April 21, 2006.

“Price Isn’t Key Funding-Quality Measure” – American Banker, March 17, 2006.

“A Role for CEO in Ensuring Audit Quality” – American Banker, February 17, 2006.

“Active Management Program for Tail Risk” – American Banker, January 20, 2006.

“Delinquency Statistics Understate the Risks” – American Banker, December 23, 2005.

"Old Issues for New Banking Agency Chiefs" American Banker, November 18, 2005.

“Helping Hurricane Victims Fiscally Wise” American Banker, October 21, 2005.

"Old Issues for New Banking Agency Chiefs" American Banker, November 18, 2005.

"Don’t Let Security Fears Stifle Innovation" American Banker, September 23, 2005.

It’s a Dangerous Time For Credit Shenanigans" American Banker, August 26, 2005.

"‘Sarbox’ Confers Valuable Benefits In Merger Game," American Banker, July 15, 2005.

 "Heavier Burden On Banks Imperils All Financial Firms," American Banker, June 17, 2005.

 "Ignore Spirit of Rules at Your Own Risk," American Banker, May 20, 2005.

 "How to Tell If You’ve Diversified Too Much," American Banker, Apr 22, 2005.

 "What to Do When Controls Break Down," American Banker, March 18, 2005.

"How to Prepare for Your Inevitable Crisis," American Banker, February 18, 2005.

"A Time to Shore Up Funding, Keep Credit Standards Tight," American Banker, January 21, 2005.

"Five Key Factors that will Affect the Bank Business Next Year," American Banker, December 17, 2004.

"Don’t Let Your Temper Make a Bad Exam Report Worse,"  American Banker, November 12, 2004.

"Spotting Compliance Flaws Before They Become Trouble," American Banker, October 15, 2004 issue.

“Goldman Sachs Capital Markets Conference,  Phoenix Arizona, March 2003.

“FDIC Panel Discussion on Financial Regulation,” Washington, DC, March 2003.

“Navigating the New Rules of Corporate Governance,” Maryland Bankers Association, March 2003.

“The New Realities in Corporate Governance for Banks, Community Bankers Association of Alabama, March 2003.

ABA Community Bankers conference, February 2003.

Independent Banker – “Year-end review of banking industry and expectations for 2003” – January 2003 issue.

llinois Banker – Some Lessons of 2002 – December 02, 2002. View PDF

Reasons for Optimism in Michigan Banking for 2003 -- December, 2002.

Observations of a Former Comptroller - PDF Format -- November 26, 2002. View PDF

Observations of a Former Comptroller - HTML Format -- November 26, 2002.

The American Banker - Blocking Banks from Real Estate Would Hurt Economy as Whole -- July 26, 2002.

The Washington Times - Gaining trust in market of lies -- July 22, 2002.

Promontory Financial Group Remarks - FDIC Conference on Transparency -- June 4, 2002.

BARRON’S - Speech HIGHLIGHTS -- May 27, 2002.

Lawyers Committee of Financial Services Round Table - Speech HIGHLIGHTS -- MAY 9, 2002.

Joint Session of Financial Services Regulators - Speech HIGHLIGHTS -- April 30, 2002.

American Banker - Ludwig to Investigate Losses at Allfirst -- February 12, 2002.

American Banker - A proposed SEC rule would be a setback after 10 years of progress toward bank regulatory modernization -- Nov 30, 2001.